Snowy Owl Notes
We are a boutique investment firm specializing in
small, non-performing, second mortgages.
Actively purchasing small-balance, non-performing second liens in Michigan.”
Snowy Owl Notes specializes in smaller balance assets often overlooked by larger institutions with the following criteria:
• Asset Type: Residential (1–4 unit properties)
• Occupancy: Owner-occupied preferred
• Status: Non-performing /charged-off
• Balance: Typically under $25,000 UPB
• Geography: Michigan and select Midwest markets
Our Investment Services
Non-Performing Second Mortgage Acquisition
We specialize in acquiring select non-performing second mortgage notes — with the goal of restructuring them to help homeowners remain in their homes, while also generating consistent returns. We conduct thorough due diligence to ensure quality acquisitions that align with our mission and investment strategy.
How the Snowy Owl Guides
Our Mission
The snowy owl symbolizes wisdom, insight, protection, guardianship, resilience, strength, and transformation.
Our mission is to serve our clients with the characteristics that embody the symbolism of the snowy owl.
Complimentary Note
Portfolio Analysis
We provide complimentary portfolio analysis to help note investors evaluate their holdings by reviewing asset allocation, risk exposure, and performance optimization.
Contact Us